At iLi, we help people with mental health conditions like anxiety find life insurance that suits their needs. Whether you are currently diagnosed with having anxiety, or have now recovered from the condition, iLi can find the best insurance provider for your needs. We work with a network of approved impaired insurance specialists that understand the complexities of mental health conditions such as anxiety. Working together, we can help you to find the best cover for your needs at an affordable price.
Anxiety, otherwise known as generalised anxiety disorder, is a mental health condition in which the sufferer feels general feelings of unease, fear and worry about everyday situations in life. For instance, a person with anxiety might find it difficult to go outside, go to the shops, or meet people.
Anxiety can be a very difficult condition to control, and it can affect many aspects of a sufferer’s life. Anxiety can be linked to panic disorder, phobias, post-traumatic stress disorder (PTSD), and social anxiety disorder. People who struggle with anxiety often find it difficult to relax and forget about worrying. Symptoms can vary from feelings of restlessness and worry, to having difficulty focusing, shortness of breath and dizziness.
Many life insurance companies will offer cover for a person with anxiety if their condition is mild and under control. Offers will however depend on symptoms experienced, any medications taken to relieve them, and whether or not you have had suicidal thoughts or attempted suicide. To retrieve your quote, fill your details into our simple 30-second form to be instantly matched with insurance providers.
The insurance market offers lots of different products, and the choice can be overwhelming if you are trying to find the right policy for your circumstances. Anxiety is a mental health condition. If you have severe anxiety and you struggle with other mental health conditions that are linked to anxiety, or if you have attempted suicide or had suicidal thoughts, an insurer may need to carefully consider whether or not to accept your application. All insurers have to underwrite applications they receive from customers looking for anxiety life insurance, and they need to manage their level of risk. An insurer may want to place exclusions on your policy if your anxiety isn’t being managed by medication, counselling or self help alone, or if you have been struggling with your condition and have had hospital admissions as a result.
iLi enables you to find the right insurer offering the cover you need for anxiety life insurance. As there is now more awareness of mental health conditions, the number of insurers offering standard cover for mental health conditions such as anxiety has increased. Find the right anxiety life insurance cover today by filling in our quick 30-second form to be matched with the best quotes.
Many insurers offer cover for a wide range of mental illnesses, including anxiety. Premiums will however be affected by various factors including when you were first diagnosed with anxiety, medications you are taking to treat it, any hospital admissions, suicide attempts and time taken off of work. Remember that different insurers will offer different policies and cover options. iLi can help you compare these options so that you can make the right choice for your condition and circumstances.
You may find that a loading fee is applied to your policy, especially in cases of severe anxiety where there could be a risk of attempted suicide or other mental health condition such as severe depression. A loading fee is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have severe anxiety and suffer with other mental health or health complications as a result of your condition, an insurer may take the view that your case is of greater risk. They will apply a loading fee to your premium to cover this risk.
iLi’s specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated anxiety life insurer that covers your needs, helping you to compare prices and find the best deal. Get started below by entering your details into our form.
iLi can put you in touch with many of the UK’s leading anxiety life insurance specialists. With our panel of FCA-registered impaired life insurance providers, you can receive quotes from more than one anxiety life insurance broker, enabling you to compare and find the right cover. Just submit your details through one of our quick and easy online forms. This should help you to find:
– The best price for anxiety life insurance
– The right amount of cover to ensure that your loved ones, assets and property are protected
– An insurer with a considerable understanding of mental health and anxiety in general
Critical illness cover for anxiety
Many people with anxiety can obtain critical illness cover if their anxiety is under control. If you are able to manage your condition through mild medications or counselling, with no recent hospital admissions as a result of self harm or suicide, and haven’t had considerable time off work or other health complications, it is likely that you will be accepted for critical illness cover on standard terms. An insurer will want to know the severity of your condition. If you have severe anxiety and have considered taking your own life or attempted to, there may be exclusions added.
iLi’s policy comparison service can help you find the right cover for anxiety. Every person is assessed differently, so fill in our simple form to get matched with a quote from the best approved and vetted insurer for your circumstances.
For help and support about living with anxiety, visit the following links:
Mental Health Foundation
Or visit one of our Impaired Life Leads dedicated websites.
If you have a mental health condition like anxiety, it can be difficult to know where to find the best life insurance for your circumstances. With iLi you can fill in a 30-second form with your details and we will refer you to our specialist impaired life insurance partners for anxiety life insurance.
Our instant matching service finds you the most comprehensive cover at the best price.