Atrial fibrillation life insurance

Are you looking for atrial fibrillation life insurance? At iLi we specialise in helping people with heart conditions like atrial fibrillation to find cover that protects them now and in the years to come. Our unique comparison service and network of approved impaired insurance specialists can help you easily find the right insurance policy at the best price.

About atrial fibrillation

Atrial fibrillation is a heart condition that creates an abnormal heart beat. The heart beats much faster than it should (usually more than 100 beats per minute). As a result, a sufferer experiences dizziness, breathlessness and fatigue. Heart palpitations are another symptom of atrial fibrillation.
Atrial fibrillation weakens the heart’s performance, so that it cannot pump blood around the body properly. Atrial fibrillation is most common in people aged over 65. Lifestyle factors can play a part in causing atrial fibrillation, such as being overweight, smoking or drinking excessive amounts of alcohol.

Treatments for atrial fibrillation include medications to control the heart rate and cardioversion (where the heart is given a controlled electrical charge to bring back a normal rhythm to the heartbeat), and pacemakers.

As atrial fibrillation is typically not a life-threatening condition and is treatable, many insurers offer cover for people who have it. That said, the condition does carry an increased risk of stroke.

The right insurer for atrial fibrillation life insurance

It can be a confusing process trying to search the market for the right insurance cover. Atrial fibrillation is a long-term heart condition and carries a risk of stroke, therefore some insurers may be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for atrial fibrillation life insurance, and need to manage their level of risk. This is where we come in. At iLi, we can help you find the right insurer for your personal circumstances by comparing the market for you.

Costs for atrial fibrillation life insurance premiums

If your atrial fibrillation is under control and you do not experience any symptoms, you may be able to get life insurance cover with a slight increase on standard premiums. An insurer will need to assess your circumstances and overall health, and will most likely ask for details of when you were first diagnosed, treatments you have previously received, how the condition affects your everyday life, and when you last experienced symptoms. If you have any other health complications or symptoms indicating stroke, heart disease or a heart attack, you may be offered cover at higher premiums with exclusions applied to your policy. iLi’s comparison service can help you to find the best impaired atrial fibrillation life insurance specialist.

You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If there is a great likelihood of you making a claim to an insurance company in future based on a risk of stroke or heart attack, a loading fee may be applied to cover this risk.

At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal. It’s quick and easy to get your quote below.

Costs for atrial fibrillation life insurance premiums

If your atrial fibrillation is under control and you do not experience any symptoms, you may be able to get life insurance cover with a slight increase on standard premiums. An insurer will need to assess your circumstances and overall health, and will most likely ask for details of when you were first diagnosed, treatments you have previously received, how the condition affects your everyday life, and when you last experienced symptoms. If you have any other health complications or symptoms indicating stroke, heart disease or a heart attack, you may be offered cover at higher premiums with exclusions applied to your policy. iLi’s comparison service can help you to find the best impaired atrial fibrillation life insurance specialist.

You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If there is a great likelihood of you making a claim to an insurance company in future based on a risk of stroke or heart attack, a loading fee may be applied to cover this risk.

At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal. It’s quick and easy to get your quote below.

Which companies offer atrial fibrillation life insurance?

iLi works with many of the UK’s leading atrial fibrillation life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:

– The best price for your atrial fibrillation life insurance
– Substantial cover for you, your loved ones and your assets
– An insurer with an understanding of atrial fibrillation as a condition

Further cover for atrial fibrillation life insurance

Critical illness cover for atrial fibrillation sufferers

Critical illness cover pays out a lump sum directly to you if you are diagnosed with a critical illness such as cancer. Insurers treat applications for critical illness in the same way as life insurance applications. If you have atrial fibrillation, an insurer will ask for further details about your condition to see if they can offer you cover. An insurer may ask for information about your everyday health and fitness, and whether you experience any frequent symptoms of atrial fibrillation. They may also request a medical report from your GP. If your symptoms are not severe, you may be offered critical illness cover with slightly increased premiums. You may have exclusions placed on your policy in relation to heart attacks and other heart-related conditions.

iLi’s policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.

Further information

For more details on living with atrial fibrillation, visit the following links:

British Heart Foundation
Arrhythmia Alliance
Or visit one of our Impaired Life Leads dedicated websites.

At iLi, we like to save you money and make the purchasing of life insurance as easy as possible. If you have an impairment like atrial fibrillation, it can be confusing to know where to find the best policy for your circumstances. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for atrial fibrillation life insurance. Our free service can help you find the right insurer at the best price.

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