Do you have an autoimmune condition such as Type 1 diabetes, multiple sclerosis, lupus or an inflammatory bowel disease? Are you looking for life insurance at an affordable price? iLi’s quick comparison tool can help you and your family find the right cover with the best insurer. Our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best autoimmune disorders life insurance policy for your needs.
People who suffer with autoimmune disorders suffer from a condition that attacks healthy cells in their immune system by mistake. Our immune systems are designed to protect us against viruses and germs. When our immune system senses a virus, it sends out special cells to attack that virus. In a healthy person, the immune system can normally determine foreign cells from healthy cells that help the body to function. If you have an autoimmune disease however, your immune system mistakenly attacks healthy cells (such as those in your joints), treating them as if they were foreign cells (like a virus). Some people have autoimmune disorders that only affect a single part of their body or one organ. Type 1 diabetes for example only attacks the pancreas. Other autoimmune conditions however attack various parts of the body (such as lupus).
It is not exactly known what causes autoimmune disorders, but it has been suggested that various factors are to blame, such as a Western diet, exposure to chemicals, infections, genetics, and too many vaccinations.
If you have an autoimmune disorder, you may be wondering where you can secure life insurance cover that meets your needs. iLi’s comparison service can help you find the right insurer and take the hassle out of applying.
If you have ever searched the market for life insurance before, you’ll know that there lots of policies and options out there to choose from. It can be confusing to know where you will get the best cover at an affordable price. With all autoimmune disorders, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for autoimmune disorders life insurance, and need to manage their level of risk. For example, if your life expectancy is shortened because of your autoimmune disorder, you have been hospitalised for a period of time or experienced organ failure, you may find it more difficult to be accepted for cover. This is where iLi can help. We specialise in helping people with autoimmune disorders to find the right insurer for their personal circumstances.
Prices from insurers for autoimmune disorders life insurance will vary depending on who you speak to, which is why iLi is the perfect place to find the best impaired life insurance specialist. The premium you are offered will depend on when you were first diagnosed with an autoimmune condition, what the condition is, how it affects your day to day life, whether you can work, whether you have any health complications as a result of your condition, and whether you are undergoing treatment or taking medications.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, your symptoms are not under control and you face a risk of organ failure, there is a greater likelihood of you making a claim to an insurance company in future. A loading fee may therefore be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal on cover. It’s quick and easy to get your quote.
iLi works with many of the UK’s leading autoimmune disorders life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one autoimmune disorders life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCAregulated insurance providers. This should take the hassle out of trying to find:
– Affordable autoimmune disorders life insurance cover
– Cover that offers substantial amounts of protection for you and your family
– An insurer with a compassionate and understanding approach towards your autoimmune condition
Critical illness cover
Critical illness cover pays out a cash lump sum if you are diagnosed with a critical illness. Critical illness cover is often available to those who have autoimmune disorders. Acceptance for cover will however vary, depending on the type of autoimmune condition that you have. iLi’s policy comparison service can help you find the right insurer for your needs. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time searching the market.
For more details on autoimmune disorders, visit the following links:
At iLi, we believe that the purchasing of life insurance should be as quick and easy as possible. If you have an impairment like an autoimmune disorder, it can feel confusing to know where to find the best price and insurer for your circumstances. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for autoimmune disorders life insurance.