Do you have Bell’s Palsy? Are you looking for affordable life insurance? At iLi we specialise in taking the hassle out of finding quality life insurance cover. We’ve helped thousands of people with medical conditions like Bell’s Palsy to find a policy that protects them and their families. Our comparison service puts your unique details in front of a network of approved impaired insurance specialists, so that you can quickly and easily locate the best insurance policy at the right price.
Bell’s Palsy is caused by the temporary weakness of muscles in the face, causing one side of the face to fall. The condition often gets better of its own accord within nine months. Bell’s Palsy is caused by nerves in the facial muscles becoming swollen, compressed or experiencing some form of inflammation. A main symptom of Bell’s Palsy includes the falling of the face on one side, usually developing within two days. This causes drooling, a dry mouth, dry eyes, a loss of the ability to taste, a drooping mouth and a drooping eyelid.
Effective ways of treating Bell’s Palsy include steroid medicines, eye drops and eye ointments. Some people may be prescribed surgical tape to help keep their eye closed. Many episodes of Bell’s Palsy cure themselves within 9 months, but in some cases it can take much longer. Facial weakness can even become permanent. Often, a person usually only has Bell’s Palsy once in their lifetime. Those with the condition in their family medical history however can experience symptoms on more than one occasion.
You may be wondering where you can find the right Bell’s Palsy life insurance cover for your needs. As Bell’s Palsy is not a life-threatening condition and many sufferers have a long and healthy lifespan, there are few insurers that will be cautious about accepting applications for Bell’s Palsy life insurance. All insurers have to underwrite applications they receive from customers looking for Bell’s Palsy life insurance, and need to manage their level of risk. At iLi, we can help you find the right insurer for your personal circumstances.
Premiums for Bell’s Palsy life insurance vary from person to person, but generally speaking, many applications are accepted on standard terms. While you may pay slightly higher premiums than a person with no health conditions at all, you shouldn’t pay more than other pre-existing medical conditions, meaning that the increase should be minimal. Bear in mind that premiums will always depend on the severity of your Bell’s Palsy, the medications and treatment you are undertaking, how long you have had the condition for, and the overall level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLi is the perfect place to find the best impaired Bell’s Palsy life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have had multiple instances of Bell’s Palsy, there is a history of the condition in your family medical history and you have other associated medical conditions, there is a greater likelihood of you making a claim to an insurance company in future and a loading fee may be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. It’s quick and easy to get your quote.
iLi works with many of the UK’s leading Bell’s Palsy life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one Bell’s Palsy life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
– The best price for your Bell’s Palsy life insurance cover
– Substantial cover to bring you complete peace of mind
– An insurer that has a detailed knowledge and compassionate understanding of Bell’s Palsy
Critical illness cover for Bell’s Palsy sufferers
Critical illness cover is a policy that pays out a lump sum should you be diagnosed with a critical illness such as cancer. An insurer will want to know details of when you were first diagnosed with Bell’s Palsy, whether this was a one-off situation, whether you have good health overall, and whether you still experience symptoms. A GP report may be requested, but overall, if you are in good health, you should be accepted for cover on standard terms.
iLi’s policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. We can save you time and find the right price for your ideal policy.
For more information on Bell’s Palsy, visit the following link:
At iLi, we believe in making the purchasing of life insurance as easy as possible. If you have an impairment like Bell’s Palsy, it can be confusing to know where to find the best price and insurer for your circumstances. Fill in our quick 30-second form with your details to be referred to our specialist impaired life insurance partners for Bell’s Palsy life insurance. Our free comparison service can help you find the best policy at a price that suits you.