Breast cancer life insurance

Have you been previously or recently diagnosed with breast cancer? Are you looking for breast cancer life insurance with affordable premiums? iLi’s simple comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best insurance policy at the best price, so that you can protect yourself and the ones you love into the future.

About breast cancer

We understand that it can be a very difficult time if you have been diagnosed with breast cancer. Breast cancer is the most common form of cancer in the UK. Many women are diagnosed with the condition when they are over 50 years old, but it is common in younger women, too. In rare cases, men can also develop breast cancer.

A major symptom of breast cancer is noticing a lump which develops on the breast, which is normally caused by thickened skin tissue. Other symptoms include a change in the size or shape of the breasts, discharge coming from the nipples, swelling in the armpit and rashes on the breasts and nipples. It is uncommon to experience painful breasts when you have breast cancer.

Various factors increase your chances of getting breast cancer, including your family medical history, age, a previous diagnosis of breast cancer, and lifestyle factors such as whether you drink heavily or smoke. If an insurer feels that one or any of these factors apply to your circumstances, they may give you higher premiums or refuse cover.

Finding breast cancer life insurance with the best insurer

When you have breast cancer, or have recently recovered from breast cancer, the last thing you want to worry about is whether you are able to obtain life insurance cover. As breast cancer is a cancerous condition, some insurers will be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for breast cancer life insurance, and need to manage their level of risk. If your life expectancy is shortened because of your breast cancer, or you have suffered from other health complications or your cancer has spread, it can be more challenging to find an insurer that meets your needs.

This is where iLi can help. Using our comparison tool, you can find the right insurer for your personal circumstances. The breast cancer life insurance market is changing, with more policies available for those suffering with breast cancer due to improvements in medical treatments to treat and keep the condition under control.

Costs for breast cancer life insurance premiums

If you have been diagnosed with breast cancer, you should expect to pay higher premiums than a person with no health conditions at all. How high these premiums are will depend on the severity of your cancer and whether it is successfully treatable. If you have previously had breast cancer but have been successfully treated for the condition, you may even be accepted for cover on standard terms. Your premiums will always be based on the level of risk you pose to an insurer.

Prices from insurers will vary depending on who you speak to, which is why iLi is the perfect place to find the best impaired breast cancer life insurance specialist.

You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, your cancer has spread and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.

At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. It’s quick and easy to get your quote.

Which companies offer breast cancer life insurance?

iLi works with many of the UK’s leading breast cancer life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one breast cancer life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:

– Breast cancer life insurance cover at the right price
– Complete peace of mind with substantial cover for your circumstances
– A compassionate insurer that frequently accepts applications for breast cancer life insurance

Further cover for breast cancer life insurance

Critical illness cover for breast cancer sufferers

A critical illness policy pays out when you are diagnosed with a critical illness. Normally, a critical illness policy is taken out to protect a person from illnesses such as cancer. If you already have breast cancer in your family medical history, or have previously been diagnosed with breast cancer, you might be offered cover but with high premiums and exclusions on your policy regarding types of cancer. An insurer will look at your individual circumstances before offering you cover.

iLi’s policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time and hassle trying to find the right policy.

Help and support

For further information about living with breast cancer, visit the following links:

Breast Cancer Now
Cancer Research UK
Or visit one of our Impaired Life Leads dedicated websites.

If you have an impairment or a condition like breast cancer, it can be difficult to know where to find the best deal on life insurance cover. iLi makes finding life insurance cover easy and straightforward – just fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for breast cancer life insurance.