Do you have brittle bone disorder? Are you trying to find affordable life insurance cover? If you need brittle bone disorder life insurance to protect yourself and your family, iLi’s comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the right cover for your needs.
Brittle bone disorder is a disease that gives a person particularly fragile bones that can break easily.The condition can have a detrimental effect on a person’s ability to carry out day-to-day tasks. Brittle bone disorder is commonly diagnosed at birth, but it can develop during childhood in those that have a family history of the condition. Brittle bone disorder is also known as osteogenesis imperfecta, or OI, meaning that a person’s bones are imperfectly formed.
The severity of brittle bone disorder can vary from person to person. Some cases are severe, while others can be mild. In severe cases, a sufferer experiences spinal issues, heart problems, hearing loss and permanent disability. Brittle bone disorder is a very serious condition, especially if it is diagnosed after birth.
The cause of brittle bone disorder is a flaw in a gene that creates collagen type 1. This is a protein that is required to make healthy bones in the body. In some people, the gene can mutate, causing brittle bone disorder. General symptoms of brittle bone disorder include deformities of the bones, loose joints, heart problems, fragile teeth, curvature of the spine and underdeveloped arms and legs.
Life with brittle bone disorder can be difficult enough without having to worry about whether you will be accepted for life insurance cover. Due to the severity of the condition, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for brittle bone disorder life insurance, and need to manage their level of risk. If you have severe brittle bone disorder, you may have to arrange cover through a specialist insurer – iLi can put you in touch with insurers that meet your specific needs.
If you have a serious condition such as brittle bone disorder, you should expect to pay much higher premiums than a person with no health conditions at all. If your condition is severe, you may need to take out a policy with a specialist insurer that can give you affordable cover. If you have mild brittle bone disorder that is controlled through various medications and treatment, your costs are likely to be lower. An insurer will typically request medical reports from your GP to get an idea of how the condition impacts on your day-to-day health and activities.
Prices from insurers will vary depending on who you speak to, which is why iLi is the best tool to use to find quotes from brittle bone disorder life insurance specialists.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe and has a great impact on your everyday living, there is a greater chance of you making a claim to an insurance company in future, so a loading fee may therefore be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal for life insurance. Get your quote by filling in the easy form below.
iLi works with many of the UK’s leading brittle bone disorder life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one brittle bone disorder life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCAregulated insurance providers. This should help you to find:
– The best price for brittle bone disorder life insurance cover
– The right policy with cover to protect you, your loved ones and property
– An understanding and compassionate insurer
Critical illness cover for brittle bone disorder
If you have brittle bone disorder, applying for and getting acceptance for critical illness cover can be a challenging process. Generally speaking, if you have mild symptoms, you may be considered for critical illness cover. You will need to share details with the insurer about how the condition impacts on your everyday life, and a GP report may be requested. If you have severe complications from brittle bone disorder and your condition greatly impacts on your ability to carry out tasks, you may be offered cover at higher premiums through a specialist insurer, or be denied cover.
Whether or not you are successfully accepted for critical illness cover will depend entirely on your circumstances and the severity of your brittle bone disorder.
iLi’s policy comparison service can help you quickly and easily find the right protection. Just fill in our simple form to get matched with a quote from the right approved and vetted insurer today. It’s free, saves time and is very simple to do.
For further help and support about brittle bone disorder, visit the following links:
iLi helps people with impairments and underlying medical conditions to find the right affordable life insurance cover for their needs. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for brittle bone disorder life insurance. We can help you find the right policy at an affordable price.