Are you looking for cerebral palsy life insurance to protect yourself now and in the years to come? At iLi we help to bring peace of mind to people with pre-existing medical conditions like cerebral palsy, helping them to find life insurance cover at a great price. Our unique comparison service lets you put your details before a network of approved impaired insurance specialists, so you can find the right insurer for you.
Cerebral palsy is caused by a problem with the brain which occurs around the time of birth. The problem can also occur before birth. Symptoms often occur within the first three years of a child’s life. Common symptoms of the condition include delayed development, stunted growth, weakness in the arms and legs, jerking, clumsy and uncontrollable movements, difficulties swallowing and learning disabilities. The severity of cerebral palsy can vary greatly from person to person.
Common causes of cerebral palsy include reduced oxygen to the brain during birth, bleeding on the brain, an infection during pregnancy, meningitis or a head injury. There is currently no cure for the condition, but treatments are available to reduce the impact of symptoms. Treatments include physiotherapy and stretches, speech therapy, medications and occupational therapy. In serious cases, surgery may be required to treat development issues.
If you have a serious medical condition like cerebral palsy, you may be worried about trying to secure life insurance cover for your needs. iLi can help you find an appropriate insurer that understands your condition. As cerebral palsy is considered a long-term pre-existing medical condition that can lead to various health complications and disability, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for cerebral palsy life insurance, and need to manage their level of risk. This is where iLi can help – with our service, you can compare the whole of the market to find the right insurer that understands your situation.
Cerebral palsy is considered by insurers to be a life-long pre-existing medical condition, with many connections to various health complications and disability. This can make it difficult to estimate life insurance premiums, as being accepted for cover will depend on your circumstances. The price you pay as a monthly premium will depend on the severity of your cerebral palsy, the medications and treatment you have received, any surgery you have had, how you developed the condition and your overall level of risk to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLi is the best place to find the best impaired cerebral palsy life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you are disabled and you have been told that your cerebral palsy decreases your life expectancy, there is a great likelihood of you making a claim to an insurance company in future. A loading fee may therefore be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal with an insurer that understands your situation and condition. Obtaining your quote is quick and easy.
iLi works with many of the UK’s leading cerebral palsy life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one cerebral palsy life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
– The best price for your cerebral palsy life insurance policy
– A policy with the right amount of cover to protect your loved ones, assets and property
– An insurer that understands cerebral palsy
Critical illness cover for cerebral palsy sufferers
If you are looking for critical illness cover with cerebral palsy, iLi’s policy comparison service can help you find the right product and insurer. In some instances, depending on your overall health and the severity of your condition, you may be offered cover with restrictions on your policy that are linked to your cerebral palsy, and non-standard terms/premiums. This will however depend on whether you can work, your current state of health, and whether or not you have experienced major health complications.
Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. iLi takes the hassle out of applying for critical illness cover.
For more information, help and support about living with cerebral palsy, visit the following links:
At iLi, we like to save you money and take the worry out of purchasing of life insurance. If you have an impairment such as cerebral palsy, it can be difficult to know whether you will be accepted for life insurance, and where you can find cover. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for cerebral palsy life insurance.