Chronic fatigue syndrome life insurance

If you’re looking for chronic fatigue syndrome life insurance, you might be wondering where to find affordable cover with a reputable insurer. At iLi, we specialise in helping people with impairments and other medical conditions like chronic fatigue syndrome to find cover that protects them now and in the many years to come. Our unique comparison service and network of approved impaired insurance specialists can bring you peace of mind, helping you to compare policies and find one that works for you.

Living with chronic fatigue syndrome

Chronic fatigue syndrome is a long-term condition in which a sufferer experiences extreme tiredness. It is also referred to as CFS/ME (myalgic encephalomyelitis). The condition is most common in women aged between 25 and 45.

Symptoms of chronic fatigue syndrome include trouble sleeping and disturbed sleep, muscular pain and discomfort, frequent migraines or headaches, sore glands, difficulty concentrating, flu-like symptoms, dizziness and nausea. In more severe cases, sufferers can also experience heartbeat irregularities. Many sufferers find that if they carry out too much exercise, their symptoms deteriorate.

Treatments for chronic fatigue syndrome include cognitive behavioural therapy (CBT), pain relief and sleep aid medications and graded exercise therapy, involving exercises. Symptoms can flare up and then calm down again from time to time.

Finding an insurer offering chronic fatigue syndrome life insurance

It can feel overwhelming to try and search the wide range of options available on the market for life insurance cover. As chronic fatigue syndrome is considered a long-term medical condition, with some links to other health complications such as heart palpitations, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for chronic fatigue syndrome life insurance, and need to assess their level of risk. If you are considered a high risk case, you may find it more challenging to find an insurer that will accept you. This is where our comparison service can help. At iLi, we can help you find the right insurer that understands your personal circumstances.

Costs for chronic fatigue syndrome life insurance premiums

Chronic fatigue syndrome is considered by insurers to be a long-term medical condition, therefore cover is frequently offered. As you have a long-term medical condition, you should expect to pay higher premiums than a person with no health conditions at all. That said, if your condition is under control with medications and you have not had a flare-up for some time, cover may be offered on standard terms. This will however depend on the severity of your chronic fatigue syndrome, the medications and treatment you are undertaking, and whether your condition is linked to any other complications.

Prices from insurers will vary depending on who you speak to, which is why iLi is the perfect place to find the best impaired chronic fatigue syndrome life insurance specialist.

You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you have a risk of developing a heart condition or an increased risk of heart attack or stroke, or suffer from an additional mental health condition such as depression, there is a greater likelihood of you making a claim to an insurance company in future. An insurer may apply a loading fee to cover this risk.

At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal for your budget. Getting your quote is quick and simple.

Which companies offer chronic fatigue syndrome life insurance?

iLi works with many of the UK’s leading chronic fatigue syndrome life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one chronic fatigue syndrome life insurance broker. Just submit your details through one of our easy online forms to receive quotes and be specially matched against the UK’s leading FCAregulated insurance providers. This should help you to find:

– Chronic fatigue syndrome life insurance cover at the best price
– A policy that covers you for everything you need
– An insurer with an understanding of chronic fatigue syndrome

Further cover for chronic fatigue syndrome life insurance

Critical illness cover for chronic fatigue syndrome

Many insurers process applications for critical illness cover in the same way that they do for life insurance. When you apply for critical illness cover with chronic fatigue syndrome, you’ll need to provide the insurer with some further details about your general health, lifestyle and how your condition impacts on your everyday living. An insurer may typically ask for details outlining the severity of your chronic fatigue syndrome, how often you experience flare-ups, whether you have taken substantial periods of time off of work, and if you suffer from any secondary conditions.

With iLi’s policy comparison service, you can find the right cover that suits your needs. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.

Further information

For more information about living with chronic fatigue syndrome, visit the following links:
NHS UK

Healthline

Or visit one of our Impaired Life Leads dedicated websites.

At iLi, we like to save you money and make the buying of life insurance cover as easy and straightforward as possible. If you have an impairment, the last thing you need to worry about is whether you’ll be accepted for life insurance cover. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for chronic fatigue syndrome life insurance.

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