Crohn's disease life insurance for Crohn's disease sufferers

Are you trying to find Crohn’s disease life insurance? iLi is committed to helping people like you with inflammatory bowel diseases like Crohn’s disease find cover that gives them complete peace of mind, knowing that they and their families are protected. Our unique comparison service puts your details in front of a network of approved impaired life insurance specialists. iLi can help you quickly and easily locate the best Crohn’s disease insurance policy at the best price.

Living with Crohn's disease

Crohn’s disease is a condition affecting the digestive system and bowels. It is a lifelong condition in which sufferers experience symptoms such as stomach pains, cramps, fatigue, substantial weight loss and frequent diarrhoea. Depending on the individual, symptoms can come and go and flare-up from time to time.

There is currently no cure for Crohn’s disease, but there are treatments available to ease symptoms, including medications to ease digestive issues and prevent inflammation. In severe cases, surgery is necessary to remove a smaller part of the digestive system that is the fundamental cause of Crohn’s disease flare-ups. If symptoms are well-managed, people living with Crohn’s disease should have a normal life expectancy.

How do I find Crohn's disease life insurance?

Trying to find the right insurance can be confusing. The market has so many options, which can feel overwhelming. If your Crohn’s disease is serious, you have severe symptoms and you struggle with other health-related complications, some insurers may be cautious about accepting your application. Insurance providers have to underwrite applications they receive from customers looking for Crohn’s disease life insurance, and need to manage their level of risk. If your condition is severe and you have been hospitalised due to major flare-ups, it can be more challenging to find an insurer that meets your needs.

This is where iLi can help. We can find the right insurer that understands your condition. As many cases of Crohn’s disease are treatable and manageable, more insurers are open-minded when it comes to offering Crohn’s disease life insurance. Fill in our quick and easy form to get started and find the right insurer for your needs.

How much do premiums for Crohn's disease life insurance cost?

There are several factors that may affect your monthly premiums for Crohn’s disease. Every case of Crohn’s disease is different, as the condition varies from person to person. Insurers will assess when you were first diagnosed with Crohn’s disease, treatments you have had to ease symptoms, medications being taken and how the condition impacts on your everyday lifestyle. Your answers to these questions will affect how much you pay for Crohn’s disease life insurance.

If your Crohn’s disease symptoms are not severe and manageable, and you have not had recent instances of flare-ups, you may be able to secure cover at normal rates. If you are on strong medications to control your symptoms and experience frequent flare-ups, an insurer may offer you cover with premium loadings. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For example, if your condition is severe, or you have had surgery for Crohn’s disease, there is a greater chance of you making a claim to an insurance company in future. An insurer applies what is called a ‘loading fee’ to cover this risk.

Prices from insurers will always vary depending on who you speak to, which is why iLi’s comparison tool is the best way to find a Crohn’s disease life insurance specialist that is FCAregulated. To compare prices and find the best deal, fill in our 30-second form.

Which companies offer Crohn's disease life insurance?

iLi works with many of the UK’s leading Crohn’s disease life insurance providers. With our panel of FCA-registered impaired life insurance specialists, you can receive quotes from more than one Crohn’s disease life insurance broker and decide which one is right for you. Enter your details into one of our quick and easy online forms to be specially matched against the UK’s leading FCAregulated insurance providers. iLi helps you find:

– Crohn’s disease life insurance cover at the best price
– The right amount of cover to ensure that yourself, family, assets and property are protected
– The right insurer that understands the nature of your condition

Further cover for Crohn's disease life insurance

Critical illness cover for Crohn’s disease

It is common to secure critical illness cover with Crohn’s disease on standard terms, especially if your condition is controlled with medication and you have had no recent flare-ups or complications. An insurer will require details of how the condition impacts your everyday life, and whether or not you are able to work. If you take strong medications and your Crohn’s disease has a severe impact on your lifestyle, some insurers may offer you cover, but place exclusions on anything related to Crohn’s disease. Every application for critical illness cover has different outcomes. Fill in iLi’s simple form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time searching the market for the right insurer.

Further information

For help and support about living with Crohn’s disease, visit the following links:

Crohn’s & Colitis UK

Guts UK

Or visit one of our Impaired Life Leads dedicated websites.

At iLi, we like to save you money and make getting Crohn’s disease life insurance as quick and easy as possible. If you have an inflammatory bowel condition like Crohn’s disease, it can be difficult to know where to find the best price and insurer for your circumstances. Fill in our easy 30second form with your details to be referred to our specialist impaired life insurance partners and compare the right cover for you. Our free service can help you find the most comprehensive cover at the best price.