Are you looking for fatty liver disease life insurance? Do you have fatty liver disease? iLi’s unique comparison service and network of approved impaired insurance specialists can help you to quickly find the right insurer offering affordable fatty liver disease life insurance at a great price.
Fatty liver disease is caused by a build-up of fat within the liver. It is most common in those who are heavily overweight or obese. If a liver is healthy, it should contain no or very little fat. While the condition in its early stages isn’t particularly noticeable, if it progresses to cirrhosis, it can cause severe liver damage. A person with fatty liver disease is also at greater risk of developing other health issues including high blood pressure, kidney disease, heart problems and diabetes. If detected early, symptoms can be managed to the point where the amount of fat within the liver is reduced.
Common symptoms of fatty liver disease include fatigue, sudden weight loss that is often unexplained, feeling weak and a pain in the top right of the stomach. You are at greater risk of developing fatty liver disease if you are overweight or obese, carry a lot of fat around your waist, have high blood pressure, have type 2 diabetes, have high cholesterol, or are over the age of 50.
Many insurers offer cover for fatty liver disease on standard terms if there are no further health complications, if the liver isn’t scarred and if the condition is well controlled.
It can be very confusing to know where to find the right type of fatty liver disease life insurance cover for your needs. As fatty liver disease is a condition that can lead to other severe conditions (such as heart attack, stroke, kidney disease and cirrhosis), some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for fatty liver disease life insurance, and need to manage their level of risk. If your life expectancy is shortened because of your fatty liver disease leading to liver failure, or you have suffered other major health complications, it can be more challenging to find an insurer that meets your needs. With iLi’s easy comparison tool you can find the right policy and protection for your circumstances.
Some cover can be offered on standard terms with some insurers for fatty liver disease life insurance, providing that the condition is well controlled, the amount of fat in the liver has reduced and there are no other health complications or scarring of the liver. When applying however, you should expect to pay higher premiums than a person with no health conditions at all. Overall, your costs will depend on the severity of your fatty liver disease, the medications and treatment you are undertaking, and the level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLi is the best place to find the right impaired fatty liver disease life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe and you are at risk of cirrhosis, there is a greater likelihood of you making a claim to an insurance company in future. A loading fee may therefore be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal on life insurance cover. Obtain your quick and easy quote below.
iLi works with many of the UK’s leading fatty liver disease life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one fatty liver disease life insurance broker and choose which one suits you. Submit your details through one of our quick and easy online forms to be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
– The best price for fatty liver disease life insurance cover
– Peace of mind, with policies offering substantial amounts of cover
– An insurer with a detailed knowledge and compassionate understanding of your condition
Critical illness cover
Many insurers assess applications for critical illness cover with fatty liver disease in the same way that they would for life insurance. The cause of your fatty liver disease will have an impact on whether you are accepted for cover. An insurer is likely to request a medical report from your GP to determine the severity of your condition. If you have a high BMI, but you have no other symptoms and your condition is under control, you may be accepted on standard terms. This will however depend on your BMI score. You may have exclusions placed upon your policy regarding liverrelated illnesses. If your fatty liver disease is severe, you may require cover from a specialist insurer.
iLi’s policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.
For more information, help and support about living with fatty liver disease, visit the following links:
iLi makes the buying of life insurance as quick and simple as possible. If you have an impairment, it can feel overwhelming to know where to find the best price and insurer for your circumstances. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for fatty liver disease life insurance. Our free service can help you find the most comprehensive cover at the best price.