Do you have gestational diabetes in your medical history? Are you looking for gestational diabetes life insurance? iLi’s comparison tool helps people who have suffered with medical conditions during their pregnancy (like gestational diabetes) to compare and find the right life insurance policy for their needs. iLi works with an approved panel of impaired insurance specialists, ensuring that you always find the best reputable life insurance policy at the right price.
Gestational diabetes occurs during pregnancy when the body cannot produce enough insulin (a hormone that regulates blood sugar levels in the body). It normally occurs during the second or third trimester, and can cause problems for a mother and baby throughout the later courses of pregnancy and birth. A woman is at an increased risk of developing gestational diabetes if she has a high BMI, has previously had a baby weighing 4.5kg (10lb) or more at birth, or has gestational diabetes in her family history.
Symptoms of gestational diabetes include blood sugar levels rising too high (hyperglycaemia), an increased thirst, a frequent urge to urinate, fatigue and a dry mouth. Gestational diabetes can affect a baby’s growth and development, and cause premature birth and pre-eclampsia. Having gestational diabetes also raises the risk of a woman developing type 2 diabetes after giving birth.
Typically speaking, having gestational diabetes in your medical history shouldn’t affect your eligibility for life insurance, as blood sugar levels usually return to normal following childbirth.
Every life insurance application varies from person to person, and will depend on your circumstances. If you are applying for life insurance and you currently have gestational diabetes, many insurers will take the view that your condition is likely to improve and that your blood sugar levels will return to normal once you have given birth. You may be asked for details of your prepregnancy weight, current weight, medical history and details of any medications you are taking. You may be offered cover on standard rates or with a small premium loading. All insurers will however need to manage their level of risk when assessing your application. With iLi, you can easily find the right gestational diabetes life insurance for your circumstances. Just enter your details into our form on this page to be instantly matched with FCA-regulated impaired insurance specialists that meet your requirements.
Many insurers consider gestational diabetes to be a condition that will improve once childbirth has happened. If you have previously had gestational diabetes but are now back to full health with normal blood sugar levels, it is likely that you will be accepted for cover on standard terms. If you have continued to experience complications as a result of gestational diabetes, you may be offered cover with small premium loadings. Premium costs will depend on your general health and lifestyle, whether you are overweight, the medications you take to control your gestational diabetes (if applicable), and whether you have had any associated health complications that are linked to gestational diabetes.
Prices from insurers will vary, which is why iLi’s matching service is the perfect tool to find the best gestational diabetes life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If you have suffered from health complications as a result of having gestational diabetes during your pregnancy, an insurer may take the view that there is a greater chance of a claim being made in future. A loading fee may therefore be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated gestational diabetes life insurers that suit your needs. You can compare prices and find the best deal for your budget. Getting your quote is easy and completely free – just fill in your details below.
iLi works with many of the UK’s leading gestational diabetes life insurance providers. With our panel of FCA-registered impaired life insurance specialists, you can receive quotes from more than one gestational diabetes life insurance provider. Simply enter your details into one of our quick and easy online forms to receive quotes. This should help you to find:
– Life insurance cover at a price that suits your budget
– Substantial cover to bring complete peace of mind to you and your family
– An insurer with a detailed knowledge of gestational diabetes
Gestational diabetes critical illness cover
As having gestational diabetes technically classes a person as being diabetic, it is unlikely that you will be accepted for critical illness cover on standard terms. However, there are specialist insurers that may consider your application for cover and pay out a cash sum if you are diagnosed with a critical illness. There may be exclusions applied to your policy for conditions that are related to diabetes. With iLi’s policy comparison service, you can easily find the right cover. Fill in our simple form to get matched with a quote from an approved and vetted critical illness insurer today. It’s quick, easy to do and saves you time, as we search the market for you.
For more information about gestational diabetes, visit the following links:
If you have a condition like gestational diabetes, it can be confusing to know where to find the best price for life insurance, and a reputable insurer that will accept you for cover. iLi helps you to save you money and time, while making the purchasing of life insurance as quick and simple as possible.
Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for gestational diabetes life insurance cover.