Life insurance following Gout

Do you have gout in your medical history? Or are you at risk of developing gout? If you’re looking for gout life insurance, iLi’s unique comparison service and network of approved impaired insurance specialists can help you to find the right life insurance policy for you and your family. Fill in our easy online form to get matched with the right gout life insurance policy.

What is gout?

Gout causes severe pain and swelling in the joints such as elbows, knees, fingers and wrists. It can also affect the big toe. A main symptom of gout is hot, red and swollen skin over the affected area. Other symptoms include a raised temperature and feeling very shivery – this is because gout can cause infections in the joints.

Gout is treated with anti-inflammatory medications such as steroids. Those who are at a greater risk of developing gout include mature women (after the menopause), those who take diuretics (water tablets) for blood pressure, and those with high levels of cholesterol. It can also occur more often in those who are overweight or who drink excessively (especially those who drink large amounts of beer). If gout isn’t treated successfully, it can lead to chronic gout, leading to permanent damage to the joint and affected area.

At iLi, we can help you find the right insurer for your needs if you have gout in your medical history. Get your quick quote for gout life insurance by filling in our 30-second form to be matched with an insurer that has the ideal policy and cover for your circumstances.

Finding the right insurer for gout life insurance

Where do you find the right gout life insurance cover for your needs? Depending on your circumstances and when you first experienced gout, some insurers may be reluctant to accept applications. All insurers have to underwrite applications they receive from customers looking for gout life insurance, and need to assess their level of risk.

Generally speaking, being accepted for gout life insurance cover shouldn’t be a problem. The insurer may however wish to see your medical records or speak to your GP to determine the severity of your condition. At iLi, we can make the policy-searching process as simple as possible. Our quick and easy matching process can help you to find the right gout life insurance provider from a panel of the UK’s leading FCA-regulated insurers.

Costs for gout life insurance premiums

Premiums for gout life insurance will depend on the number of flare-ups you have had in the past, when they occurred, and the cause of your gout (i.e. whether it is through family medical history or lifestyle). An insurer will want to know whether you have any lasting symptoms that impact on your health and well-being as a result. It is possible to obtain gout life insurance cover on standard terms, or with a small loading fee applied to your policy. A loading fee is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have suffered or continue to suffer from chronic gout that affects your daily life, there is a great chance that you could make a claim to an insurance company in future. An insurer may therefore apply a loading fee to cover this risk.

Prices from insurers will always vary from company to company, which is why iLi’s comparison service is the best way to find a gout life insurance specialist that is FCA-regulated.

Which companies offer gout life insurance?

iLi works with many of the UK’s leading gout life insurance providers. With our panel of FCAregistered impaired life insurance specialists, you can receive quotes from more than one gout life insurance broker and decide which policy is right for you. Simply submit your details through one of our quick and easy online forms. This should help you to find:

– Affordable gout life insurance cover
– Substantial amounts of cover to protect your assets, property and family
– An insurer with a full understanding of gout

Further cover for gout life insurance

Critical illness cover

It is highly likely that you will be accepted for critical illness cover with gout, with many insurers offering cover on standard terms as long as there are no severe health complications. Many insurers offer critical illness cover that pays out a lump sum should you become diagnosed with a condition such as cancer. You may find that some exclusions may be applied to your policy in relation to the joints. With iLi, you can check your eligibility for a critical illness and gout life insurance policy by completing one of our easy online forms.

Help and support

For further information about gout, visit the following links:

Versus Arthritis
Arthritis Foundation
Or visit one of our Impaired Life Leads dedicated websites.

iLi makes the purchasing of life insurance as quick and simple as possible. If you have suffered from gout and are wondering where to find the best price and insurer for your circumstances, we can help with our easy comparison service. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for gout life insurance.

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