If you suffer or have suffered from hepatitis A and you’re looking for life insurance cover to bring you peace of mind, iLi can help you to find a policy that suits your needs. Our comparison service helps people with medical conditions like hepatitis A to find cover that protects them and their families. We work with a network of approved impaired insurance specialists. Use our easy comparison service to obtain your free quotes for hepatitis A life insurance.
Hepatitis is a condition in which the liver becomes infected, causing inflammation. It can occur as a result of a virus, or by drinking too heavily (and resulting alcohol damage to the liver). The illness can however have long-term effects, such as scarring of the liver, losing effective function of the liver, and in extreme cases, cancer of the liver.
Hepatitis A is a liver infection. It is spread through faeces, especially in parts of the world that have poor sanitation. It can also be transmitted through drug use and men who have unprotected sex with other men. Although the symptoms of hepatitis A are unpleasant, most people make a full recovery from the infection within two months. In more severe cases, it can take many months for an infected person to successfully fight the infection, and can be life threatening if it causes damage to the liver.
Symptoms of hepatitis A include fatigue, muscular pain, joint pain, a high temperature, loss of appetite, nausea and vomiting. Some people also experience stomach pain, jaundice, itchy skin and abnormally coloured faeces or urine.
There are many insurers that offer cover for people with a history of or who are suffering with hepatitis A. Whether or not you are accepted for life insurance will depend on the severity of your condition and how long you have had hepatitis A for. If you have recovered from hepatitis A and your liver is functioning normally, you are likely to be accepted on standard terms or with minimal premium loadings.
With so many insurers and policies to choose from, it can be difficult to know where to find the right life insurance cover for your needs, especially if you have a medical condition like hepatitis A. While many insurers will accept applications for hepatitis A life insurance, some companies may exercise caution when considering an application. All insurers have to underwrite applications they receive from customers looking for hepatitis A life insurance, and need to manage their level of risk. If you have suffered from severe liver failure as a result of hepatitis A, you may find it more challenging to secure cover from an insurer. With our comparison service, at iLi we can help you find the right insurer for your needs.
If you have suffered from hepatitis A in the past, but have now recovered without complications or liver damage, you might be eligible for life insurance cover at standard rates. This will however depend on the severity of your hepatitis A, and whether or not you contracted hepatitis A through drug use. These factors will determine the level of risk you pose to an insurer. If you have contracted hepatitis A due to drug use and/or have had severe complications with your liver as a result of the condition, you may be offered cover with higher premiums.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you are not taking medications to control your symptoms and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best policy for your condition.
With iLi, your details will be presented to many of the UK’s leading hepatitis A life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one hepatitis A life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
– Affordable hepatitis A life insurance cover
– Peace of mind with a policy that is tailor-made for your condition
– An understanding insurer with a track record of accepting hepatitis A life insurance applications
Critical illness cover following hepatitis A
You should be offered critical illness cover on standard terms if you have hepatitis A but have since fully recovered without any health complications. Premiums for critical illness cover will depend on your circumstances and whether or not you have had major health complications as a result of your condition (such as liver failure). You will need to demonstrate to an insurer that you are now recovered and that your hepatitis A no longer affects your day to day activities or health. If you contracted hepatitis A as a result of drug use, your application is likely to be declined, or you may face higher premiums.
With iLi, you can find the right life insurance cover for your health needs. Just fill in our simple form to get matched with a quote from the right approved and vetted insurer today. iLi takes the time and hassle out of trying to search the market and find the right insurer.
For more information about hepatitis A, visit the following links:
With iLi, purchasing life insurance is straightforward and easy. We’ve helped thousands of people to find the best price and insurer for their circumstances. Enter your details into one of our 30second forms to be referred to our specialist impaired life insurance partners. It’s free and saves you the hassle of searching the market for the right policy.