Are you looking for a good price for lupus life insurance with a reputable insurer? At iLi we specialise in helping people with impairments and long-term conditions like lupus to find cover that suits their budget. Our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best insurance policy for your needs.
Lupus is a long-term condition in which a person’s immune system becomes overactive and begins attacking healthy cells. It causes several symptoms, which need to be caught early to prevent the condition from worsening. Symptoms include fatigue, rashes on the skin, weight loss, swollen glands, bad circulation in the hands and feet and sensitivity to light.
Lupus symptoms can flare up and then settle back down again in some sufferers, while others may find that symptoms persist and do not go away. Lupus is treated through pain relievers such as ibuprofen, as well as medications for tiredness and problems in the joints. Steroids and creams are other treatments to treat severe cases of lupus. In severe cases, surgery may be required in the case of organ failure.
Lupus is a long-term condition that carries a higher risk of kidney failure, high blood pressure, heart attack and stroke. For this reason, acceptance for a lupus life insurance policy will depend on a person’s individual circumstances and overall state of health.
With so much choice in the insurance market, it can feel overwhelming to try and find the right lupus life insurance cover. As lupus is considered a long-term medical condition with some serious risks, some insurers may be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for lupus life insurance, and need to manage their level of risk. If you have a heightened risk of stroke, heart attack or kidney failure because of your lupus, it may be more difficult to find an insurer that will offer you cover. This is where our comparison service can help. At iLi, we can help you find the right insurer for your personal circumstances, even if you have severe lupus.
Costs for premiums for lupus life insurance will depend on your personal circumstances. An insurer is likely to request details from you including when you were initially diagnosed with lupus, the medications you take to treat it, whether you have been hospitalised, whether you have had substantial amounts of time off of work, and more information on your symptoms. Prices from insurers will vary depending on who you speak to, which is why iLi is the perfect place to find the best impaired lupus life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you are not taking medications to control your symptoms and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal. Get your quote below.
iLi works with many of the UK’s leading lupus life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one lupus life insurance provider. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
– Lupus life insurance at a price that suits you
– The right policy to ensure that your assets and loved ones are covered
– An insurer with a detailed knowledge and understanding of lupus
Critical illness cover for lupus sufferers
Many insurers will process applications for critical illness cover in the same way that they would for general life insurance. If you have lupus, being accepted for critical illness cover will entirely depend on your overall health and the way your condition affects you. Exclusions in relation to cardiovascular or kidney-related illnesses may be applied to a critical illness policy that is offered to you.
iLi’s policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time searching the market.
For more information, help and support about living with lupus, visit the following links:
With iLi, the purchasing of life insurance is a far less complicated process. If you have an impairment like lupus, it can be difficult to know where to find the best price and insurer for your condition. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for lupus life insurance. Our free service can help you find cover that will put your mind at ease, and at the best price.