This website is owned and operated by Impaired Life Insurance Ltd and is intended for use by consumers in the United Kingdom. We abide by the relevant rules of the General Data Protection Regulation (“GDPR”) and the Data Protection Law 2019.
Impaired Life Insurance is not registered with the FCA and does not provide and Advice with regard to life insurance, critical illness, income protection or health insurance, Impaired Life Insurance simply pass your details onto a panel of Fully Registered and Accredited Life insurance & Mortgage / Protection brokers based in the UK.
We obtain and process personal data in different ways depending upon the purpose of the processing and way in which we obtained your personal data.
In most circumstances, your data will only be processed within the UK. If for any reason we need to have your data processed elsewhere we will inform you of that, any privacy risks involved and what we have done to minimise those risks.
You can at any time ask us to tell you what personal data relating to you we hold.
You also have the right to ask us to rectify your data if it is inaccurate, erase it or restrict the processing of it. In some circumstances, you can ask us to provide it to you in a format which would allow you to transfer it digitally to another.
Where we have requested and you have given us consent to process your data you may withdraw that consent at any time.
Were our business to be sold all your data would be transferred to the purchaser so that they could use it in the same way as we do now.
If you are at all concerned about our processing of your data please let us know by contacting our Data Protection Officer at email@example.com. You may also complain about it to the Office of the Information Commissioner (“ICO”).
As an individual acting on behalf of a commercial entity (a so-called “corporate subscriber”) we collect certain data from you:
We may also collect data about your visits to our website and the pages that you viewed.
We process your data in order to contact you in your business capacity and to record our contacts with you.
We have a legitimate interest in doing that because your organisation and you want us to be able to deal with you.
We do not need your consent to process your data in this way but we would stop doing so if you or your employer was to ask us to do so.
We may send you marketing material relevant to your business and we have a legitimate interest in doing so. We do however provide an opt-out in case you no longer wish to receive marketing communications. A link to “unsubscribe” should be found on each marketing communication. That consent can also be withdrawn by you at any time by contacting us at firstname.lastname@example.org
All our digital data is stored and processed in the UK by Impaired Life Insurance Ltd and off-site by them at a secure “server farm” also in the UK. It may also be shared with other members of our group – Financial Services Leads Ltd. Otherwise, your data is only shared with those with whom we have to share it to obtain quotes for you or (if you have consented to direct marketing) those who despatch direct marketing communications for us.
Your contact data will be retained in our systems indefinitely and will only be removed if we decide there is unlikely to be further contact between us or if you or your organisation inform us that you are no longer connected.
Without your data, we would not have the information necessary to deal with you.
Most of your data held by us will have come from you. Some may have been provided by e.g. your employer or colleagues. Occasionally we may find (some) of it from public registers or your organisation’s website or marketing material.
We collect information about your computer, including where available your IP address, operating system and browser type using a cookie filer. Cookies help us to improve our website and deliver a better and more personalised service to you. They enable us to personalise your experience on our website, speed up your searches and help us select services or materials for inclusion on the website which may be of interest to you. It also allows us to monitor general traffic patterns and usage of our website to help us to improve our website design and layout. Most browsers accept cookies automatically, but usually, you can alter the settings of your browser to prevent automatic acceptance. If you choose not to receive cookies, you may not be able to use certain features of our website.
This information is completely anonymous.
If you provide us with information about yourself by form filling on our website a session cookie collects that information and stores it during your browsing session so that if you wish to fill another of our forms it will be automatically populated. Information stored in that cookie is deleted as soon as you terminate your browsing session.