Do you have an underactive thyroid? Are you trying to secure life insurance cover? With iLi, you can place your unique details and circumstances before a network of approved impaired insurance specialists, helping you to quickly and easily locate the best insurance policy at the right price. iLi helps you find peace of mind and the protection you need.
Also known as hypothyroidism, having an underactive thyroid is a condition in which your thyroid gland does not produce enough hormones to function correctly. If you have an underactive thyroid, you are more likely to gain weight, experience fatigue and have depression. Daily hormone tablets are one of the most common ways to ease symptoms. In some cases, underactive thyroid is caused by the immune system attacking the thyroid gland. If an underactive thyroid isn’t treated, various symptoms occur including loss of facial hair (eyebrows), a puffy face, slower heart rate and hearing loss.
As an underactive thyroid is a common condition that is controllable through medication, many insurers offer underactive thyroid life insurance on standard terms.
It can be a confusing process if you are looking for life insurance, as you want to get the best deal for your circumstances. Although an underactive thyroid is a common medical condition, some insurers can be cautious about accepting applications, depending on the severity of your condition. All insurers have to underwrite applications they receive from customers looking for underactive thyroid life insurance, and need to manage their level of risk. If you have an underactive thyroid that is linked to another condition such as thyroid cancer, it can be more challenging to find an insurer that will accept your application. At iLi, we can help you find the right insurer and policy for your needs.
An underactive thyroid is considered by many insurers to be a common medical condition. While you should expect to pay higher premiums than a person with no health conditions at all, cover is likely to be offered on either standard terms or terms with a minimal premium increase. This will however depend on the severity of your underactive thyroid, the medications you are currently prescribed, how long you have had the condition for, and the general level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLi’s comparison service can help you find the best impaired underactive thyroid life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If your condition is severe, you are not taking prescribed medications to control your symptoms and there is a great likelihood of you making a claim to an insurance company in future (for instance, if your thyroid condition is linked to another underlying condition), a loading fee may be applied to cover this risk.
At iLi, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the right policy for your needs. It’s quick and easy to get your quote.
iLi works with many of the UK’s leading underactive thyroid life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one life insurance broker offering underactive thyroid cover. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
– The best price for your underactive thyroid life insurance requirements
– Substantial cover for your loved ones, assets and property
– A compassionate insurer that understands an underactive thyroid
Critical illness cover
A critical illness cover policy covers you if you are diagnosed with a critical illness such as cancer.If you are diagnosed with a critical illness, the policy pays out a lump sum. If you have an underactive thyroid that is under control through medication, it is likely that you will be accepted for critical illness cover on standard terms. Your TSH levels will need to be within a normal range. If you also have good overall health, you should be accepted for cover. You may have increased premiums if your underactive thyroid is not under control.
iLi’s quick comparison service can help you find the right policy. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today
For further details on living with an underactive thyroid, visit the following links:
At iLi, we like to save you money and make the purchasing of life insurance as quick and simple as possible. If you have an underactive thyroid, it can be difficult to know where to find the best price and insurer for your circumstances. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for underactive thyroid life insurance. Our free service can put you in touch with the right insurer.